Core systems capture transactions.
Federato operationalizes strategy across the full policy lifecycle, accelerating quote speed, enforcing appetite discipline, and strengthening portfolio governance.
Growth in the lower middle market wholesale segment requires speed and capital discipline.
That means quoting and binding more high-appetite business faster, applying appetite consistently across the organization, and maintaining real-time portfolio visibility for leadership.
Federato embeds capital strategy across the policy lifecycle by scoring submissions for appetite, winnability, and portfolio impact up front, so teams stay aligned as conditions change.
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Designed AI-native from day one, with no implementation fees and a faster path to value than legacy platforms, proprietary builds, or third-party integrations.
Seamless integration with existing systems means Everest controls the pace of modernization. Individual lines can move forward while other initiatives continue.
You own your data. AI agents learn from your team while keeping proprietary strategy secure.
Deep insurance expertise, proven implementation experience, and executive sponsorship dedicated to Everest's success.
Built AI-first for insurance decisioning, with real-time intelligence trained on portfolio behavior and risk signals
AI acts across the full policy lifecycle, driving agentic execution and freeing teams to focus on nuanced decisions and relationships
Instant visibility into strategy drift, concentration, and appetite fit
No-code workflows adapt to evolving strategy
AI-native with cloud-based architecture, with decision traces and data provenance
Live in weeks, no SI required for faster ROI and real-time portfolio visibility
Clear pricing model with no hidden integration or SI fees
Early-stage AI bolted on to a transactional system of record. Slower releases, limited by outdated architecture
Insights only, with execution remaining manual and rules-based
Static reports, lagging insights, and updates that require reconfigurations and testing
Slow change cycles tied to heavy governance and release processes
Traditional governance models and complex cloud retrofits
18-36+ months for implementation; 30+ months and SI dependency for multi-line cloud migrations
Complex pricing across licenses, hosting, upgrades, and long-term SI contracts
While competitors debate build vs. buy, Federato enables Everest to modernize execution in weeks, not years.
