The only AI-native platform that spans the full policy lifecycle
We’re changing the way insurance work gets done, to drive better business outcomes. Get AI disruption wherever you need it and stability where you don’t.
Understand your advantage
Control all interactions across the policy lifecycle
Drive better business outcomes
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“We now have the data to fully underwrite any account. We don’t need to chase down financials or hunt for information. All the data points are connected, and everything is concise, organized, and readily available. Now Federato is bringing that same experience to the full policy lifecycle.”
Konae C. Mignott, CPCU, AFSB, Chief Operating Officer
Speed and efficiency are table stakes. Only Federato is built on data infrastructure designed to help drive better business outcomes.
Get AI disruption wherever you need it and stability where you don’t.
01
All your data, in one place
Our federated data graph pulls in everything your underwriters might need, both from within your organization and from third-party data sources.
02
Portolio-aware decision support, powered by AI
By leveraging advanced AI, the Federato platform can evaluate submissions by appetite and winnability in real time, and rank them for underwriters’ consideration within a matrix from most to least promising.
03
End-to-end underwriting workflows
The Federato platform delivers a world class digital underwriting experience from submission to bind, in a single location.
Our federated data infrastructure delivers 40% reduction in IT spend and 87% fewer systems used.
Never drift off underwriting strategy in execution
Better decisioning is at the core of our AI-native platform. We enable your underwriters to not only reduce time-to-quote by up to 89%, we enable them to win the right deals faster. You get real-time, portfolio-level guidance for individual risk decisions, so you remain in complete alignment with your strategy.
Automatic submission triage uniquely puts the best deals first
Federato’s AI-native platform identifies submissions from the underwriter’s inbox, elevating the most-winnable, highest-appetite deals driving 3.7x more high appetite bound accounts. Bad-fit, time-wasting deals can be automatically declined. Bolted-on submission triage can never work as well, because it wasn’t built to take full advantage of all your data.
Unlimited underwriting intelligence, orchestrated your way with AI
The first agentic AI composer for insurance, Orchestrate enables you to design and deliver LLM-powered workflows in minutes to accelerate underwriting. Built with compliance in mind, Orchestrate can safely and securely access context from underwriting systems to let you bring new AI ideas to life. The first agentic AI composer for insurance, Orchestrate enables you to design and deliver LLM-powered workflows in minutes to accelerate underwriting. Built with compliance in mind, Orchestrate can safely and securely access context from underwriting systems to let you bring new AI ideas to life.
Policy form generation, configurable by business users
Generate, issue, and bind policies, without needing to switch to another system. Forms can be created or modified with a simple drag-and-drop interface - no coding skills required.
Rate, price, and quote without leaving the platform
Whether your rater is a proprietary engine or housed in a spreadsheet, Federato can give it a robust, modern interface. Underwriters can rate, price, and quote opportunities with your proprietary engine via API, without leaving the platform.
Modern portal for broker and agent partners
Accelerate submission review and reduce errors by providing a portal for your agent and broker partners to create submissions directly for underwriter attention. Anything your team needs to share with third parties can be made directly available through the portal, eliminating back-and-forth interruptions for your underwriters.
The indispensable foundation for powerful analysis and decisive action
Integrate disparate data sources and structure your data in a consistent format for ease of use across your business, so with every decision you know all that you possibly can.
Automatically surface what underwriters need
Ask a simple question and instantly find every related policy and guideline, as well as notes from other underwriters across the organization. Easily access all your documents and data from across information silos with a simple search.
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“Federato’s AI-powered platform delivers better business outcomes consistently, full stop.”
Michael Foley, President of Commercial Insurance
Frequently asked questions
02
How does Federato help underwriters prioritize submissions?
Federato automatically triages insurance submissions using real-time risk appetite, portfolio strategy, and likelihood of success. This ensures underwriters focus on high-value opportunities first, improving efficiency and reducing effort on low-quality risks.
03
How does Federato improve underwriting efficiency?
Federato’s unified underwriting platform consolidates internal guidelines, external data, and rating tools, reducing system reliance by 87%. This enables faster underwriting decisions, fewer systems to manage, and more time for high-value underwriting work.
04
Can Federato integrate with our existing rating engine or proprietary tools?
Yes. Federato’s API-based architecture allows seamless integration with insurance rating engines, proprietary systems, and spreadsheet models. Underwriters can access rating tools directly within the platform, eliminating multi-system workflows.
05
What measurable outcomes have insurers seen with Federato?
Insurance carriers and MGAs using Federato report:
- 2.8x increase in high-appetite quotes
- 15% improvement in hit rates
- 87% reduction in system toggling
- Faster, more accurate underwriting decisions
Federato helps insurers achieve profitable growth through improved underwriting performance and efficiency.
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