Turn portfolio strategy into tangible results across every line, segment, and distribution partner.
Leverage connected insights across underwriting, billing, and claims. Detect emerging risks and portfolio drift before they become costly problems that impact your combined ratio.
Swiftly direct capacity to the right partners, segments, and geographies so you can grow premium faster than competitors without sacrificing portfolio quality.
Give reinsurers and capital partners transparent, data-backed performance narratives that strengthen negotiating leverage.
Legacy Core
Admin only, no AI
AI-enabled RPA (robotic process automation)
Automation of repetitive tasks; limited decision-making intelligence.
RPA + Copilots + AI-native point solutions
Siloed context limits scope and reliability; no enterprise-wide impact.
AI-native core: systems can act independently
Rich context to run complex tasks and make recursively better decisions, with humans in the loop.
AI-native core: systems actively manage daily functions
Fully orchestrated agents act as an autonomic nervous system for the business. Systems are self-directed, self-managed, self-learning, with minimal human intervention.
This guide gives you a management-ready framework to explain why the Old Core can’t be trusted anymore, and why transforming to an AI-native insurance platform is the solution.
Yes. Federato gives you real-time visibility across MGAs, agents, and brokers, so you can direct capacity to the partners, segments, and geographies generating the best returns. You can also manage complex operations such as billing and claims across distribution partners while maintaining a single source of truth.
Yes. Federato handles diverse portfolios, including personal, commercial, and specialty lines. Its real-time tracking, analytics, and risk insights ensure alignment with the portfolio and business strategy and support informed decision-making across all lines of business.
Implementation timelines vary by program complexity, but Federato can be deployed in as few as 12-16 weeks. Our team works hand-in-hand with you to configure the platform to your appetite and guidelines.
Federato is built to replace fragmented legacy systems with a single AI-native core platform. Carriers can modernize in phases by line of business, progressively moving data, workflows, and core operations onto Federato without requiring a disruptive cutover.
