Because the way insurance gets done is overdue for an upgrade.
The old way of doing business is over. Our AI-native platform understands your portfolio, gets smarter with every decision, and delivers insights your team can act on to achieve the growth you need.
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Product Studio puts ratings, forms, and eligibility in one place. Stop rebuilding the same product six ways and go straight to market instead.
Translate your portfolio strategy into live guardrails that shape every submission decision. Catch drift, stop bad-fit risk, and double down on what's working, without waiting for the next QBR.
Know which submissions are worth your time before you spend any of it. Federato scores submissions for appetite and winnability automatically, so your best-fit deals rise to the top.
Every change cascades automatically. Policy updates, premiums, fees, and commissions all recalculate in real time, eliminating the back office headache you thought would never end. You're welcome.
Give agents and brokers a single place to track quotes, check policy status, and see commissions in real time. Why waste time managing the book when you can grow it instead?
Payments, coverage details, and claim status. All live, always accurate, all in one place. Why chase down customers when the portal keeps them coming back?
Agentic workflows take on the operational load at every stage. Models get sharper with every decision your team makes, and every recommendation stays fully auditable.
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Make configuration self-serve and version-controlled so new programs launch without vendor cycles, and updates don't create downstream surprises. Every change is tracked and every impact is visible before deployment.
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Embed your targets, guardrails, and portfolio context directly into live workflows so growth and margin are shaped in real time, not corrected after the quarter closes.
Unify data, decisions, and next steps in a single active workspace so teams move faster, act with confidence, and continuously improve execution across the lifecycle.
See what it looks like for carriers, MGAs, and MGAAs running on Federato.
Federato is built to protect sensitive insurance data while keeping it accessible to the teams that rely on it. Enterprise-grade security, controlled access, and continuous monitoring ensure data remains safe, reliable, and available.
Meet our team and schedule a live demo of Federato’s platform today.
Federato is AI-native from the ground up, meaning intelligence is embedded across the full policy lifecycle rather than bolted on as an afterthought. The result is a platform that actively helps insurers make better decisions, not just record them.
Our first implementation typically takes 8–12 weeks, with each successive line of business averaging around 8 weeks after that. Our team works closely with your organization to configure workflows, connect data sources, and get teams productive quickly.
Most insurance platforms have added AI on top of systems that were never designed for it, meaning the models are generic, the data pipelines are an afterthought, and the outputs sit outside the workflows where your team actually makes decisions. Federato was built from day one around AI, meaning the models are trained on insurance-specific data, embedded directly into your workflows, and get smarter with every policy written. The difference shows up in outcomes: AI that actually reflects how your book performs, not generic models your underwriters learn to ignore.
Most AI tools answer a question when you ask one. Agentic AI goes further: it can work through a sequence of tasks on its own, the way a skilled analyst would. In insurance, that means AI that can pull data, flag risks, check against your appetite, track policy changes, and surface recommendations across the entire policy lifecycle, from new submissions through to renewal. Your team stays in control of every decision, but the AI has already done the legwork.
Federato transforms the way insurance work gets done, to drive better business outcomes. Teams are sending 4x more quotes with the same headcount, with one customer reducing time from submission to quote by 93%. Another eliminated 90% of the systems their underwriters were juggling day to day. With 75% of quotes drafted by Federato, your people spend less time on administration and more time on the decisions that grow and protect your book.
