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MGAs

Grow capacity and your bottom line

Win stronger terms, wider authority, and a portfolio that outpaces the competition.

See it in action

“Federato’s Ai-native, outcomes-oriented platform aligns with our business objectives to give our underwriters a unified, real-time view of disparate internal and third-party data to consistently evaluate, price, and bind individual accounts.”

The platform that scales with your portfolio
CARRIER CONFIDENCE
PORTFOLIO CONTROL
SPEED TO BIND
Build and expand carrier trust

Codify carrier constraints into underwriting guardrails and track adherence in real time. Deliver automated updates or self-service dashboards to keep capacity providers informed.

3x
increase in capacity
Prevent strategy drift

Write more premium while protecting commission performance. Federato surfaces every new risk in the context of live portfolio results, preventing drift and anecdotal submissions from eroding your book.

5.5x
more high-appetite business bound
Move at competitive speed

Bind business at a speed your competitors can't match. Federato produces a first-draft quote for the best-fit deals, so underwriters can review, quote, and bind high-quality submissions in minutes.

89%
reduction in time to quote
Federato redefines
high performance
“Federato has been huge for us. Not only does the platform help us deliver the speed, intelligence, and efficiency our clients demand, the team has worked with us to avoid millions in startup costs and increase our capacity by more than 3x as we grow our business.”
“Federato has solved what had been a persistent problem for us by providing a flexible and configurable platform that simplifies complexity and enables collaboration across our team, letting us focus on the technical pricing and speed that differentiates our business, while spending a minimal amount of time wrangling old technology.”
“When we can look at a winnability score and determine if we are three to five times more likely or less likely to win that than a regular piece of business, it allows the underwriters to focus on the more winnable ones."
1/3
Unlock growth with a fully agentic platform
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FIFO

“I analyze submissions in the order they arrive.”

Triage

“I can see which deals might be a good fit, and I work on those first.”

AI Decision Support

“Prepare a quote for this with a $15k deductible”

Once a triaged task is selected, AI tools provide decision support.

Supervised AI Underwriting

“Automatically quote good deals for my review”

The system automatically drafts the best triaged deals and explains its reasoning. The underwriter adjusts for nuance and manages the relationship.

True Agentic AI Underwriting

“Automatically quote the safest good deals within guardrails”

AI fully executes a subset of deals that clearly fit strategy according to predefined rules and guardrails.

Decisions are randomly audited by underwriters for quality control.

Related resources

Why insurers can’t trust the Old Core

This guide gives you a management-ready framework to explain why the Old Core can’t be trusted anymore, and why transforming to an AI-native insurance platform is the solution.

Read now

Smarter, faster growth starts here

See how Federato helps insurers prioritize, quote, and steer the business in one unified workflow.

Request a demo

Frequently asked questions

01
What types of MGAs does Federato work with?

Federato is purpose-built for growth-stage and scaling MGAs expanding across programs, carriers, and distribution partners. Whether you write commercial lines, specialty, or E&S, Federato adapts to your product structure and carrier relationships.

02
How does Federato help MGAs maintain carrier confidence?

Federato connects policy lifecycle performance, from intake through claims, into a single real-time portfolio view. This gives you the reporting and transparency to demonstrate underwriting discipline to carriers before renewal and capacity decisions, and get ahead of any negative signals.

03
How quickly can Federato be deployed?

Implementation timelines vary by program complexity, but Federato can be deployed in as few as 8 weeks. Our team works hand-in-hand with you to configure the platform to your appetite and guidelines, with no added implementation or service fees.

04
How does Federato support multi-program or multi-carrier MGAs?

Federato provides a single view across all your programs and carriers, with real-time exposure monitoring and lifecycle-wide performance traceability. You can enforce different appetite guardrails per program while maintaining a consolidated view of your total portfolio.