MGAAs

One platform to launch, monitor, and scale every program

Configure new programs in weeks, monitor every MGA in real time, and scale your portfolio profitably, all from a single AI-native platform.

See it in action

Improve outcomes across your portfolio
Launch new programs in weeks, not months

Self-serve, AI-assisted configuration and built-in analytics get programs launch-ready fast, so you secure first-mover advantage before competitors even finish building.

8 weeks
to go live with new programs
Real-time visibility across every program

Monitor guideline adherence, loss ratio trends, and program performance in real time. Intervene early, protect profitability, and earn better capacity terms.

71%
less time spent identifying guidelines
Scale your portfolio without multiplying your vendors

One AI-native platform replaces the patchwork of billing, claims, and underwriting tools eating into your margins as your portfolio grows.

89%
reduction in tools
Federato redefines
high performance
“We built out our standard workflows and base templates with Federato. This lets us get people live faster, but also helps us maintain common expectations and workflows across all programs. Every program operates semi-autonomously with MISSION, but this base layer ensures we capture consistent analytics across our entire portfolio.”
“At the heart of what we do, we're insurance people and we wanted to find tech partners that would get us the rest of the way. And Federato came to us and said, what do you need and how do we connect to you? And that was really a game changer for us as far as our infrastructure build out to get to where we are.”
“​​We want to go fast, and Federato has that same type of philosophy; to prove to the market that you can do better and go faster at the same time, which are usually not two things that go hand in hand.”
1/3
Accelerate your programs towards
AI-native underwriting
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FIFO

“I analyze submissions in the order they arrive.”

Triage

“I can see which deals might be a good fit, and I work on those first.”

AI Decision Support

“Prepare a quote for this with a $15k deductible”

Once a triaged task is selected, AI tools provide decision support.

Supervised AI Underwriting

“Automatically quote good deals for my review”

The system automatically drafts the best triaged deals and explains its reasoning. The underwriter adjusts for nuance and manages the relationship.

True Agentic AI Underwriting

“Automatically quote the safest good deals within guardrails”

AI fully executes a subset of deals that clearly fit strategy according to predefined rules and guardrails.

Decisions are randomly audited by underwriters for quality control.

Why insurers can’t trust the Old Core

This guide gives you a management-ready framework to explain why the Old Core can’t be trusted anymore, and why transforming to an AI-native insurance platform is the solution.

Read now

Smarter, faster growth starts here

See how Federato helps insurers prioritize, quote, and steer the business in one unified workflow.

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Frequently asked questions

01
How long does it take to get a new program live on Federato?

Most programs are configured and launch-ready in weeks, not months. Federato's self-serve, AI-assisted configuration eliminates the custom build cycles that delay revenue on traditional implementations.

02
What does the onboarding process look like for an aggregator with multiple existing programs?

Federato is designed for portfolio-scale deployment. We work with your team to migrate and configure programs in phases, maintaining continuity across your existing book while bringing programs onto the platform.

03
Does Federato replace our existing core systems, or integrate with them?

Federato is built to serve as your AI-native operating layer across the full policy lifecycle; submission to bind, billing, and claims. For aggregators with legacy systems still running portions of the book, we support integration pathways during transition.

04
Can different MGAs in our portfolio use the platform differently?

Yes. Federato's configurable architecture lets each MGA operate with the workflows, appetite rules, and product structure they need, while you maintain centralized visibility and governance across all of them.

05
How does Federato help us meet carrier reporting requirements?

Federato ingests bordereau data from every program and surfaces it through out-of-the-box analytics, giving you the real-time performance reporting and guideline adherence visibility that carriers expect, without manual aggregation.

06
What happens when a program starts drifting from underwriting guidelines?

Federato's Control Tower surfaces loss ratio trends and authority deviations in real time, giving you the signal to intervene before results deteriorate, not after the quarter closes.

07
How is Federato different from the AI point solutions we're already evaluating? 

Point solutions add to the stack sprawl problem; each one requires integration, maintenance, and its own data pipeline. Federato embeds AI natively across the full policy lifecycle, so intelligence compounds on a unified data layer rather than operating in silos.

06
Do our MGAs need to be technically sophisticated to get value from Federato? 

No. Federato is built for programs at every stage of the maturity curve, from MGAs just moving off spreadsheets to those pursuing fully agentic underwriting. Configuration is self-serve and AI-assisted, not engineer-dependent.