Configure new programs in weeks, monitor every MGA in real time, and scale your portfolio profitably, all from a single AI-native core system.
Self-serve, AI-assisted configuration and built-in analytics get programs launch-ready fast, so you secure first-mover advantage before competitors even finish building.
Monitor guideline adherence, loss ratio trends, and program performance in real time. Intervene early, protect profitability, and earn better capacity terms.
One AI-native core replaces the patchwork of policy, billing, and claims tools eating into your margins as your portfolio grows.
Legacy Core
Admin only, no AI
AI-enabled RPA (robotic process automation)
Automation of repetitive tasks; limited decision-making intelligence.
RPA + Copilots + AI-native point solutions
Siloed context limits scope and reliability; no enterprise-wide impact.
AI-native core: systems can act independently
Rich context to run complex tasks and make recursively better decisions, with humans in the loop.
AI-native core: systems actively manage daily functions
Fully orchestrated agents act as an autonomic nervous system for the business. Systems are self-directed, self-managed, self-learning, with minimal human intervention.
This guide gives you a management-ready framework to explain why the Old Core can’t be trusted anymore, and why transforming to an AI-native insurance platform is the solution.
Most programs are configured and launch-ready in weeks, not months. Federato's self-serve, AI-assisted configuration eliminates the custom build cycles that delay revenue on traditional implementations.
Federato is designed for portfolio-scale deployment. We work with your team to migrate and configure programs in phases, maintaining continuity across your existing book while bringing programs onto the platform.
Federato is built to serve as your AI-native core system for policy administration, billing & payments, and claims. For aggregators with legacy systems still running portions of the book, we support integration pathways during transition.
Yes. Federato's configurable architecture lets each MGA operate with the workflows, appetite rules, and product structure they need, while you maintain centralized visibility and governance across all of them.
Federato ingests bordereau data from every program and surfaces it through out-of-the-box analytics, giving you the real-time performance reporting and guideline adherence visibility that carriers expect, without manual aggregation.
Federato's Control Tower surfaces loss ratio trends and authority deviations in real time, giving you the signal to intervene before results deteriorate, not after the quarter closes.
Point solutions add to the stack sprawl problem; each one requires integration, maintenance, and its own data pipeline. Federato embeds AI natively across the full policy lifecycle, so intelligence compounds on a unified data layer rather than operating in silos.
No. Federato is built for MGAs at every stage of technology maturity, from teams moving off spreadsheets to those ready to put AI at the center of how they operate. AI-assisted configuration makes it easier to modernize without heavy engineering resources, while helping teams make better decisions, operate more efficiently, and grow profitably.
