2025 Federato State of Underwriting Report
Underwriters are under pressure to adapt to a fast-changing insurance landscape, but outdated processes and lack of real-time visibility into the portfolio are costing them valuable time - and leaving profitable deals on the table.
We surveyed 500 underwriters and executives across carriers, MGAs, and aggregators to understand what’s driving the inefficiency and where organizations are falling behind.
1 in 4
submissions are a waste of time


