2025 Federato State of Underwriting Report
Underwriters are under pressure to adapt to a fast-changing insurance landscape, but outdated processes and lack of real-time visibility into the portfolio are costing them valuable time - and leaving profitable deals on the table.
We surveyed 500 underwriters and executives across carriers, MGAs, and aggregators to understand what’s driving the inefficiency and where organizations are falling behind.
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1 in 4
submissions are a waste of time
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Percentage of submissions reviewed that are outside portfolio appetite
73%
of underwriters struggle with
portfolio visibility
33%
of underwriters say they lack the
tools to prioritize effectively
55%
of respondents cite failure to adopt modern tech as the #1 missed opportunity
