Why Federato

Never drift off strategy

Get real-time portfolio visibility across the full policy lifecycle so you can move faster, waste less, and actually hit the numbers you planned for.

5.5x

increase in high-appetite bound policies

Understand your advantage

Control all interactions across the policy lifecycle

Drive better business outcomes

“Lots of people are talking about Agentic AI as the future, but Federato is doing it now.”

Guru Vasudeva,
Senior Vice President & Chief Information Officer

What makes Federato different

AI-NATIVE

FLOW OF WORK

COMMAND & CONTROL

INTELLIGENT CONFIGURATION

AI that understands and improves your book

A lot can go sideways between submission and renewal. Federato keeps your strategy intact the whole way through.

Your best thinking, built in

AI brings the full context of your strategy to every decision, and gets smarter over time

Grow your book with the team you have

AI handles high-volume work so your teams put their focus where it matters

Decisions you can defend at every level

Every AI decision is explainable, auditable, and traceable to your guidelines with your team in control

71%

less time spent identifying guidelines

“This is what AI is meant to do; for those repetitive, systematic ways of thinking, we should write algorithms to do that, so that humans can do what they do best; manage portfolios and manage relationships."

Dominic Grimaldi

Business Solutions Lead

Workflows that actually work

Context, clarity, and speed in one place. Your teams have enough to do without fighting their tools.

Make decisions with the full picture

Give every team the context they actually need at the moment they need it. No more acting on incomplete information and hoping for the best.

Less friction, more throughput

Work flows cleanly from submission to renewal without the manual steps and messy handoffs that slow everything down.

Do all your work in one place

Your teams have enough on their plates. Stop making them switch systems, chase information, and do the same thing twice.

93%

reduction in systems used

“Federato gives our underwriters a unified, real-time view of disparate internal and third-party data to consistently evaluate, price, and bind individual accounts."

Michael Foley

President of Commercial Insurance

Strong growth, stronger margins

Use live portfolio signals to make growth and margin calls before outcomes are locked.

Drive intentional top-line growth

Steer premium mix, distribution, and segment performance as new business comes in, not after the fact.

Growth that doesn't eat your margins for lunch

Keep appetite, priorities, and risk thresholds active so growth doesn't come at the cost of earnings.

Built-in accountability

Link goals, execution, and results in one record so the history
is clear and easy to find.

95%

of referrals automated

“We used to print and hand off 50 pages of guidelines to an underwriter. Now, we’ve codified those into Federato. With 30 rules, we automated 95% of our referrals."

Adam Barnett

Chief Executive Officer

System changes at the speed of AI

Knock the sludge out of your system once and for all. Give teams control and watch new products, integrations, and other changes go live without bottlenecks.

Get speed to market

Invest in growth, not keeping legacy systems running.

Pivot fearlessly

Make changes with full visibility and version control so updates don’t create downstream surprises.

Execute predictably

Align data, rules, and workflows on one shared model so behavior stays consistent as volume grows.

8 weeks

average time to implement a new program

“We have implemented full policy lifecycle with Federato as of today. So that includes submission, ingestion, underwriting, rating, quoting, binding, issuing, endorsing, renewing, et cetera."

Michael Waller

VP of Technology Business Operations

Transformation that pays for itself

We combine an AI-native platform with deep expertise to get you live fast, eliminate costly third party help, and experience real business impact in weeks.

Go live in weeks, not years

Launch in as little as 12-16 weeks and expand into new lines of business in as few as 8 weeks.

Support that scales with you

Get a dedicated partner and responsive support that keeps your team moving and adapts as your business grows.

Ditch the SI cost burden

No more watching SI costs balloon past what you paid for the platform in the first place.

Why insurers can’t trust the Old Core

This guide gives you a management-ready framework to explain why the Old Core can’t be trusted anymore, and why transforming to an AI-native insurance platform is the solution.

Change the way insurance work gets done

Meet our team and schedule a live demo of Federato’s platform today.

Frequently asked questions

How is Federato different from legacy insurance core systems?

Federato is AI-native from the ground up, meaning intelligence is embedded across the full policy lifecycle rather than bolted on as an afterthought. The result is a platform that actively helps insurers make better decisions, not just record them.

How long does it take to implement Federato?

Our first implementation typically takes 12-16 weeks, with each successive line of business averaging around 8 weeks after that. Our team works closely with your organization to configure workflows, connect data sources, and get teams productive quickly.

What is an AI-native insurance platform?

Most insurance platforms have added AI on top of systems that were never designed for it, meaning the models are generic, the data pipelines are an afterthought, and the outputs sit outside the workflows where your team actually makes decisions. Federato was built from day one around AI, meaning the models are trained on insurance-specific data, embedded directly into your workflows, and get smarter with every policy written. The difference shows up in outcomes: AI that actually reflects how your book performs, not generic models your underwriters learn to ignore.

What is agentic AI for insurance?

Most AI tools answer a question when you ask one. Agentic AI goes further: it can work through a sequence of tasks on its own, the way a skilled analyst would. In insurance, that means AI that can pull data, flag risks, check against your appetite, track policy changes, and surface recommendations across the entire policy lifecycle, from new submissions through to renewal. Your team stays in control of every decision, but the AI has already done the legwork.

What results do Federato customers see?

Federato transforms how insurance work gets done to drive better business outcomes. Quote more, win more, and stay aligned to your risk appetite by dramatically reducing quote and bind cycle times and simultaneously reducing costly technical debt. These outcomes have a material impact on board-level metrics like combined ratio, AM Best credit rating, return on equity, speed to market in months, not years.