Fabio Faschi: The Insurance Technology Platform Shakeout

Fabio Faschi’s blog post, The Insurance Technology Platform Shakeout: Winners, Pretenders, and Why Your Next Hire Matters More Than Your Next Feature, argues that the insurtech market is entering a consolidation phase where “AI” is no longer a differentiator on its own. He makes the case that legacy cores are sticking around, but they’re getting more expensive to defend, and that capital is concentrating into AI-native platforms that can deliver measurable operational impact. He also highlights why commercial execution and domain credibility are now deciding factors, especially as buyers look beyond pilots and demand outcomes at scale.

Key takeaways

• AI alone isn’t a differentiator anymore. Outcomes are.
• The market is shaking out into winners, point solutions, and legacy “AI add-ons.”
• Legacy cores are harder to justify when they can’t support real-time decisioning.
• Execution matters most now, especially hiring for domain and enterprise delivery.

Read the full article here.