London Market

The AI-native core for the London Market

From risk placement to settlement, Federato puts the entire London Market policy lifecycle on a single AI-native foundation, so every decision drives profitable growth.

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Talk to an expert
Talk to an expert
Talk to an expert
Join Federato and InsTech on 12th November at the Royal Exchange

The cost of standing still: what the London Market wants from technology

Bob James, CEO of Velonetic and former Lloyd’s COO and Will Ross, Federato Co-founder and CEO, will discuss how carriers, brokers, and MGAs rank technology priorities, AI investment, and barriers to transformation. Federato will reveal new research on AI and the execution gap in the London Market.

Register here
of London Market firms cite integrating AI with legacy core systems as one of the top barriers to AI adoption.
-Lloyds Market Association survey, 2025

Finally, see the full risk picture and use AI to drive better decisions

The London Market perfected sharing risk, but when risk data stays fragmented across the lifecycle, AI can’t use it to make better decisions. Federato is the only core system that connects risk data across the entire lifecycle, giving AI the context it needs to act.


Get the growth you need. Keep the Market ecosystem you rely on.

Federato works with the London Market infrastructure you know and replaces the fragmented core beneath it with a platform built for AI from the start.

01

Move faster on the risks you want

Respond first to brokers on the risks that fit your appetite.

01

Never drift off strategy

Stay aligned to your syndicate business plan and correct any drift as it happens.

01

Make every decision improve the next

Carry what you learn from each stage of the policy lifecycle into the decisions that come next.

14 to 1
tool reduction
5.5x
increase in high-appetite
bound policies
93%
reduction in time from submission to quote

“During our conversations with Lloyd's underwriters, we walked the talk with Federato. We basically ran the policy lifecycle from end to end and showed them everything we did with the platform. That was a huge part of the conversation with some of the syndicates."

Managing Director, Lloyd's Coverholder

See what’s possible when AI is built in, not bolted on

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Frequently asked questions

01
Why does AI transformation require an AI-native core?

AI can only reason and act reliably when it has access to the right data, context, and tools. Legacy architectures fragment that context across systems. Federato connects the policy lifecycle on a common data foundation, so AI can operate across workflows rather than being bolted onto a single point in the process.

02
Does Federato handle policy administration?

Yes — and Federato goes beyond traditional policy administration. It connects underwriting, policy administration, settlement, and claims on a common data foundation, so context follows the policy throughout its lifecycle. Because these capabilities are built and connected natively, teams can act on complete, up-to-date risk context to make better decisions, move faster, and improve portfolio performance.

03
What makes Federato different from legacy PAS platforms?

Legacy PAS platforms were built as collections of disparate modules, scattering data across underwriting, policy administration, claims, and downstream systems. Bringing that data together for a unified, real-time view is complex and costly. Federato was built on a connected data architecture from the start, unifying data across the policy lifecycle to give people and AI a more complete, continuous view of the policy.

04
Does Federato support both Lloyd’s and the Company Market?

Federato has evolved to address the needs of the London Market, with capabilities supporting subscription underwriting, policy administration, settlement, and claims across the policy lifecycle for managing agents, syndicates, and coverholders operating in Lloyd’s and the Company Market.

05
How does Federato connect to the London Market?

Federato can support connectivity with the London Market ecosystem, including electronic placing platforms, market messaging, and bureau services through APIs and market-standard integration patterns.

Where required, these connections can bring submission, placement and risk data — including slips, schedules and supporting documents — directly into the underwriting workflow, while enabling the exchange of messages and data across the placement and policy lifecycle.