Federato named to CB Insights’ 2025 Insurtech 50

We’re excited to share that Federato has been named to the 2025 CB Insights Insurtech 50, recognizing the most promising and innovative startups transforming insurance.

Selected from over 2,000 applicants, Insurtech 50 reflects the leading edge of innovation across underwriting, distribution, claims, and infrastructure. For Federato, it’s a milestone that underscores a simple truth: modern underwriting needs to change, and it’s already happening.

Why it matters for insurance

Insurance carriers and MGAs are facing a familiar challenge: too many submissions, not enough clarity on which ones to act on, and inefficient systems that waste underwriter time. According to Federato’s 2025 State of Underwriting Report, only 24% of bound business aligns with portfolio strategy, and underwriters spend 26% of their time on deals that will never close.

Federato was founded to fix that. We built the first AI-native underwriting platform capable of making consistent, portfolio-aligned decisions in real time so insurers can prioritize the right risks, quote faster, and write better business.

What sets Federato apart

Our enterprise-grade agentic AI doesn’t just speed up underwriting. It improves it. By embedding portfolio strategy directly into submission analysis and quoting, Federato helps underwriters make smarter, faster decisions from day one.

We’re proud to partner with some of the industry’s most forward-thinking carriers and MGAs to put this vision into practice. Organizations like Ascot, Mission, Nationwide, and Ryan Specialty are already live on the platform and seeing the impact of an underwriting system built for the future.

What’s next

This recognition from CB Insights is a signal that the market is ready for a new kind of underwriting software, one that prioritizes speed, strategy, and outcomes over process for process’s sake.